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Post by justapieceofme on Jul 12, 2007 9:52:50 GMT -5
God, I really hate to bring my family drama here, but on the off chance anyone can help with this...
All right, I've mentioned here a few times that Belle and I paid for the cruise on my grandmother's credit card. At the time, it was agreed (verbally) that we would pay her back, though it was never specifically said when. (She says it was supposed to be by the time of the cruise, but we never said that.) So we had been giving her some money each month, usually between $100-$300, depending... Then we were each unemployed for awhile, so we were giving her less. Admittedly, we haven't given her anything in about two months, and that's my bad.
About a week ago, I'm on my way out the door, and she shoves this handwritten "contract" at me. It says that we agree to pay $300 by August (I believe...left it in Belle's car >_<) and $100 a month until it's paid off, or she will have the money taken out of our paychecks.
I want to know where we really stand before I do anything. Do we have to sign this thing? What happens if we don't? She is perfectly willing to take us to court, I know that.
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Post by BeiNtelligentLater on Jul 12, 2007 9:56:01 GMT -5
justa, no you don't have to sign it, and she can only take money out of a paycheck after she has sued you successfully. It is called a wage garnishment.
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Barenaked Flipper
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Post by Barenaked Flipper on Jul 12, 2007 14:13:05 GMT -5
If you're both working, go get an unsecured loan and pay her back. It's better to pay a little bit in interest to a bank than have your Grandmother have to take you to court.
And ask her to forgive you!
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Post by justapieceofme on Jul 12, 2007 18:22:15 GMT -5
The really sad thing is, paying her back isn't even a problem. Hell, I could cash in a scholarship that I have and pay most of it off with that. It's just... I'm torn between the logical part of me and the part that *hates* giving in to bitchiness. If I just give her the money now, she "wins." Yes, I realize it's ridiculous, but it's kinda how my family is. -_- Must figure out some way to pay this off without it looking like I'm "giving in."
Out of curiosity, were she to actually sue us, would she win?
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Post by BeiNtelligentLater on Jul 12, 2007 18:36:32 GMT -5
justa............she wins? I guess I see it this way, your grandmother did a really nice thing for you and your girlfriend and paid for the cruise on your behalf, and you have not paid her back for that. So if you do the right thing and pay her back what you owe her, she isn't winning, she is getting repaid what she is owed.
We I am not clairevoyant, but it seems clear that the money was advanced on your behalf with the intention on all parties part that it would be repaid. So yes I think she has a good chance of getting a judgment in her favor.
I have a question justa.........is this the grandmother that you live with?
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mobitz
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Post by mobitz on Jul 13, 2007 8:47:28 GMT -5
It was very nice of your grandma to use her credit card to pay for the cruise. If she is retired and only geting SSI, that probably is a HUGE chunk of money for her. Let's be honest, it's a huge chunk of money for most.
Family is not perfect and no matter what kind of past you have with your grandma, she did something very nice for you and deserves the respect of being paid back. Grandma's aren't around forever!! Treat her well.
Best wishes and good luck.
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Barenaked Flipper
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Post by Barenaked Flipper on Jul 13, 2007 10:13:42 GMT -5
You know, if I let somebody borrow money and they hadn't paid me back many, many months later I'd be bitchy too. This is your fault, not hers. At least put forth the effort to pay some of it back, even if you can't handle the balance right now.
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Post by justapieceofme on Jul 14, 2007 14:03:27 GMT -5
I envy you all the luxury of your self-righteous opinions, and I mean that with complete sincerity. Still, once again, this is a very happy board and I'd really rather not be the cause of drama, so rather than try and respond beyond that, I think I should let this subject drop. (That and, like I said, I feel a little weird airing my stupid family stuff on the Internet anyway.) To answer the question, BNLater, yeah, I live with her.
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